ANZ Frequent Flyer Black credit card for Qantas Points

This credit card has the lowest annual feedisclaimercompared to all other ANZ credit cards. You are not eligible for this offer if you currently hold or have held an ANZ Rewards or Frequent Flyer credit card in the last 24 months. The 20,000 bonus Velocity Points will generally be made available for redemption within 3 months of meeting the eligibility criteria. ANZ Cashback is not transferable and cannot be cancelled once issued.

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Altitude Qantas Black

• Guest must always be accompanied by the primary cardholder and cannot use the access on their own.
• From 2 December 2025, new ANZ Instalment Plans will no longer be offered on eligible ANZ Credit Cards.
• Offer is not available to customers who have switched from an existing Bankwest credit card to a More Platinum Mastercard.
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To redeem ANZ Reward Points for Velocity Points, individuals must be both an ANZ Rewards account holder and a Velocity Frequent Flyer member. Velocity membership and Velocity Points earned and redeemed are subject to the Member Terms and Conditions, available at velocityfrequentflyer.com/member-support/terms-conditions as amended from time to time. Once ANZ Reward Points have been redeemed for Velocity Frequent Flyer Points, they are governed by the Velocity Frequent Flyer Program Terms and Conditions and cannot be reversed. ANZ holds no responsibility for flight availability, which may be limited, or any other redemption items available winewalkhealdsburg.com at velocityfrequentflyer.com.

$0 estab fee if refinancing

You may be eligible for complimentary travel insurance,disclaimer plus cover for rental vehicle excess in Australia,disclaimer when you purchase travel using your ANZ credit card. Log in to the portal using your Qantas Frequent Flyer account to access your invitation, link it with an eligible Qantas flight booking, or to find out more information. To receive your Complimentary Invitations, you must have provided Westpac with your Qantas Frequent Flyer Number. If you have not yet registered for your complimentary Qantas Frequent Flyer Membership, you may join at qantas.com/joinffwestpac.

Excludes product transfers from existing Bankwest credit cards. Introductory balance transfer rate offer and introductory purchase rate offer is only available to new Bankwest Zero Mastercard customers who apply from 1 August 2024 until the promotion ends, and are approved. Offer available to new and approved applicants who apply for an ANZ Rewards Platinum Credit Card and is limited to one offer per applicant.

Not available in conjunction with other offers, packages or promotions, or when transferring from an existing ANZ credit card. The time it takes to process, approve an application and deliver or activate a card can vary and there may be delays. Eligible purchases include purchases made using your ANZ Credit Card Account but excludes specific purchases as set out in the ANZ Credit Card Conditions of Use (PDF).