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ANZ holds no responsibility for flight availability, which may be limited, or any other redemption items available at velocityfrequentflyer.com. Flight availability is at the sole discretion of Virgin Australia and airline partners. Applications for credit are subject to ANZ’s eligibility and credit approval criteria. The standard annual interest rate is  on the purchases balance,  on the cash advances balance and  on the standard balance transfers balance as at  and is subject to change. You must be sure you will be able to repay a credit card before you take one out. If you miss a repayment due date you may have to pay interest and other fees and charges.

You won’t be able to apply for an Easy Instalments plan if you don’t meet our eligibility criteria (e.g. if you’ve exceeded your limit or if you’re in default). When you apply for an Easy Instalments plan, you are requesting an amendment to your allocation of payments in accordance with clause 6. To apply payments in this order may mean that other balances that attract a higher interest rate may be repaid later which may result in you paying higher interest charges. Certain transactions and other items are not eligible to earn Qantas Points. For more details of transactions that are not eligible to earn Qantas Points and how these transactions are identified, please refer to the ANZ Frequent Flyer Reward Terms and Conditions (PDF). Certain transactions and other items are not eligible to earn ANZ Rewards Points.

ANZ will process the balance transfer requested and any applicable fees up to 95% of your approved credit limit. Depending on the credit limit we approve, this might be less than the full amount of the amount of balance transfer you request when you apply. Eligible purchases include purchases made using your account but excludes specific purchases as set out in the ANZ Credit Card Conditions of Use (PDF).

How do I check my credit report?

Maximum warranty is 7 years from date of first registration, on the condition that all scheduled services are completed within the specified service intervals at an authorised Hyundai dealer. Otherwise, the standard 5 year unlimited km warranty (from the date of first registration) applies. Excludes Hybrid & EV drive batteries, which are warranted for 8 years / 160,000km (whichever occurs first) from the date of first registration. Passenger vehicles used for a commercial application are provided with a 5 year/130,000km warranty (whichever occurs first). People Mover Vans used for a commercial application are provided with a 5 year/160,000km warranty (whichever occurs first). Commercial Vans are provided with a 5 year/160,000km warranty (whichever occurs first) regardless of its usage.

• Eligible applicants must meet the spend criteria within 6 months of approval.
• If you transfer to a different credit card account this offer will cease to apply.
• When you apply for an Easy Instalments plan, you are requesting an amendment to your allocation of payments in accordance with clause 6.
• Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions.
• For more information please refer to the Credit Card Insurance PDS (PDF).
• Introductory balance transfer rate offer and introductory purchase rate offer is only available to new Bankwest Zero Mastercard customers who apply from 1 August 2024 until the promotion ends, and are approved.

What to expect from this Rewards Black card…

For everyday or just those rainy days, a credit card may come in handy. Applications close on Wednesday 19 November 2025, 4 pm.As part of the new Teachers Award conditions, some permanent positions advertised for merit selection will invite applications from teachers minimum deposit casino seeking permanent full-time OR permanent part-time employment. Where this applies, information will be provided in the Special Notes section of the advertisement.

To be eligible for the 40,000 extra ANZ Reward Points, you must keep your card for over 15 months from the date you activate your card. The 40,000 extra ANZ Reward Points will generally be credited to your credit card account within 3 months of you retaining the card for over 15 months from the date you activate your card. Our premier credit card offers the highest earn rate for rewards points.

For details see the ANZ Frequent Flyer Reward Terms and Conditions booklet (PDF). The 90,000 bonus Qantas Points and $200 will generally be credited to your ANZ Credit Card Account within 3 months of meeting the spend criteria. The $200 credit will be applied to the purchases balance and does not constitute a payment under your Credit Card Contract with ANZ.